Licensed Tax Professionals · All 50 States

Three Ways We Put More Money Back In Your Pocket.

Tax preparation done right, retirement tax savings you didn't know were possible, and IRS problems handled when they arise — that's what one firm can do for you.

Licensed Tax Professionals Free Consultation No Obligation

One Firm. Three Ways We Help You Keep More of What You Earn.

Tax preparation, retirement tax planning, and IRS resolution — most firms pick one. We do all three, under one roof.

Tax Preparation Done Right

Individual returns, small business, self-employed, multi-state filers. Most clients are surprised by what their old preparer missed. We find it, file it right the first time, and you keep it.

Tax Preparation →

Retirement Tax Savings You Didn't Know Were Possible

RMD planning, Roth conversion strategy, Social Security tax reduction, IRMAA planning. We show you the hidden number first — then we shrink it.

Retirement Tax Planning →

IRS Problems Handled When They Arise

Back taxes, unfiled returns, wage levies, audit notices. We work with a team of licensed tax attorneys and enrolled agents (EAs) to resolve cases other firms call hopeless.

IRS Tax Relief →

See What Your Real Numbers Say — In About 2 Minutes

Enter your Social Security, other income, and IRA/401(k) balances. We'll show you what's actually happening with your Social Security taxation, RMDs, and Medicare (IRMAA) costs — on your numbers, not a generic example.

Social Security

How much of your Social Security is taxable today — and how that changes once RMDs begin.

RMDs

Your projected Required Minimum Distributions, calculated separately for each spouse at their own age.

Medicare / IRMAA

Whether rising income could push you into a Medicare premium surcharge bracket.

Survivor Impact

What happens to the tax bill if one spouse passes — the often-overlooked "widow's tax."

Run My Free Check-Up →

Free · Educational estimate · No obligation · Takes about 2 minutes

What Happens When You See the Full Picture

Real anonymized client scenarios. Your numbers may be different — that's why we start with a free check-up.

Tax Torpedo Case

Married couple, both 68. $60,000 Social Security + $30,000 IRA withdrawals. They thought their tax rate was 12%.

✓ Actual marginal rate: 46.2%. Roth conversion roadmap projected to save $47,000+ in lifetime taxes.

Roth Conversion

Widow, age 72. $40,000 Social Security + $25,000 IRA. Every dollar from her IRA was triggering more SS taxation.

✓ Strategic Roth conversions over 5 years. Projected to eliminate $18,000+ in unnecessary taxes and reduce future RMD burden.

IRMAA Reduction

Married couple, ages 70/68. $55,000 SS + $45,000 IRA + pension. Their IRA distributions pushed them into IRMAA surcharge territory.

✓ Restructured income sequencing. Avoided IRMAA brackets for 3 of next 5 years. Saved $5,300+ in Medicare surcharges.

*Results vary by case. Scenarios are illustrative of potential outcomes, not guarantees.

If Any of These Sound Familiar, We Should Talk.

You feel like you're overpaying taxes but don't know where to start
You're self-employed and taxes feel like a moving target every year
You're approaching RMD age (73, or 75 if born in 1960 or later) and worried about the tax hit
You have money in a traditional IRA or 401(k) with no tax plan
You're a retiree paying more tax than you expected
You want a second opinion on your retirement tax strategy

If you checked even one of those — the next step is free.

Book Your Free Consultation
0 Million+ Americans with
unfiled tax returns
$0 Average recovered
per IRS resolution case
0 States served —
remote & nationwide

We Don't Just File Your Taxes. We Show You What They're Really Costing You.

Tax Torpedo Visualization

Our free Check-Up shows the hidden marginal rates that no other tax firm reveals. This is our signature — and it changes everything.

RMD Awareness Program

Free educational resources on RMDs, Social Security taxation, and Roth conversions for adults 60+. We educate first, then earn your trust.

Built for Workers, Retirees & Business Owners

We serve everyone. We do specialize in the tax challenges that hit after 60 — SS taxation, RMDs, IRMAA, and Roth conversions.

Summit Gold Club

Free to join for members 60+. Exclusive discounts on hundreds of products and services, plus priority booking and member rates on Summit services.

All 50 States

We serve clients nationwide. Whether you're in Florida, California, or anywhere in between — remote, professional, and personal.

Free Check-Up, Real Numbers

Start with a free RMD & Social Security check-up — your numbers, not a generic calculator. No obligation, no pressure, no judgment.

Summit Gold Club

Are you 60 or older? Summit Gold Club is a free membership — no monthly fee to join. Members get exclusive discounts on hundreds of products and services, plus priority booking and member rates on any Summit Tax Services you choose to use.

Free to join, always
Discount marketplace access
Priority appointment booking
Member rates on tax services
Ask Us About Summit Gold Club →

You only ever pay for the individual services or partner discounts you choose to use.

The Conversation Is Free. The Relief Is Real.

Picture next April — taxes filed, refund in hand, nothing hanging over you. It starts with one free conversation.

Free · No obligation · We respond within 1 business day

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Licensed Tax Professionals
IRS Representation Available
Clients in All 50 States